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How to Estimate Your Health Insurance Costs Before Choosing a Plan

Introduction Choosing a health insurance plan can feel overwhelming, especially when the lowest monthly premium doesn’t always mean the lowest overall cost. Most people focus on the monthly premium, but that’s only part of the story. In reality, the true cost of a...

Podcast 321. Stocks, Strategies, and Success with Rizwan Memon

Join us on Average Joe Finances as our guest Rizwan Memon, an equities and derivatives trader with 18 years of experience. Rizwan shares his journey from starting trading at 16 years old with $5,000 to becoming a seasoned trader specializing in U.S. financial markets....

Podcast 320. Mastering Financial Independence with Tim Townsend

Join us on Average Joe Finances as our guest Tim Townsend, a wealth management expert from Australia, shares his journey from growing up on a lighthouse to running a successful wealth management practice in Melbourne, managing assets worth $400-$500 million. The...
I am Afraid of Being Laid Off

I am Afraid of Being Laid Off

First of all, there is no such thing as job security. You can get laid off anytime. Companies always make business decisions like this that you have no control over.

Life Insurance, Yes or No?

Life Insurance, Yes or No?

So, I like to read about what other investors do and how the manage their investments. I like to see what other people are doing and how much risk they are taking. Investing in anything can be really risky. Whether it's a piece of real estate that loses significant...

The Biggest Financial Mistake I’ve Made

The Biggest Financial Mistake I’ve Made

My biggest financial mistake was when I short-sold my condo here in the Bay Area when housing prices were at their lowest in 2012. I bought the condo at the peak of the bubble in 2006. When the housing market tanked, a lot of people were walking away from their homes....

The Big City Escape and the New Normal

The Big City Escape and the New Normal

As we start to adapt to what we are now calling our “new normal,” we see many people teleworking from home. With new ways to track employee output, many businesses are starting to realize they can save a significant amount of money by ditching their office spaces...

7 Steps to Financial Freedom

7 Steps to Financial Freedom

This article is from a video presentation that I was working on and plan to release in the future. The goal of this article is to outline some simple steps you can use to get out of debt and start building wealth. We have researched some of the most successful...