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How to Estimate Your Health Insurance Costs Before Choosing a Plan

by | March 21, 2026 | Finances | 0 Comments

Introduction Choosing a health insurance plan can feel overwhelming, especially when the lowest monthly premium doesn’t always mean the lowest overall cost. Most people focus on the monthly premium, but that’s only part of the story. In reality, the true cost of a...
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Podcast 321. Stocks, Strategies, and Success with Rizwan Memon

by | November 16, 2025 | Podcast | 0 Comments

Join us on Average Joe Finances as our guest Rizwan Memon, an equities and derivatives trader with 18 years of experience. Rizwan shares his journey from starting trading at 16 years old with $5,000 to becoming a seasoned trader specializing in U.S. financial markets....
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Podcast 320. Mastering Financial Independence with Tim Townsend

by | November 9, 2025 | Podcast | 0 Comments

Join us on Average Joe Finances as our guest Tim Townsend, a wealth management expert from Australia, shares his journey from growing up on a lighthouse to running a successful wealth management practice in Melbourne, managing assets worth $400-$500 million. The...
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Shaping Success Podcast Guest Appearance

by | Feb 21, 2022

Show Notes Mike Cavaggioni is originally from Long Island, NY and currently living in Ewa Beach, HI. He joined the Navy in 2002 and has served for over 19 years. In conjunction with his Navy career, Mike is a licensed REALTOR-ASSOCIATE® and a Personal Finance Coach....

Six Easy Steps to Using a VA Home Loan

Six Easy Steps to Using a VA Home Loan

by | Feb 14, 2022

Serving in the U.S. Military allows service members to gain skills in leadership, teamwork, and communication. It also comes with benefits to reward them for their hard work and sacrifice. Some of the most significant benefits include college tuition financing, travel...

Podcast 81. How to Profit Safely in Gold with Ravi Sood

Podcast 81. How to Profit Safely in Gold with Ravi Sood

by | Feb 13, 2022

Join Mike Cavaggioni and Ravi Sood, as they talk about Galane Gold, Ravi’s company, and share about being an active miner. Ravi was taking a pause before pursuing his master’s degree after studying mathematics. Figuring out a way to be able to fund his education, Ravi...

Podcast 80. The Cashflow Portal with Perry Zheng

Podcast 80. The Cashflow Portal with Perry Zheng

by | Feb 6, 2022

Join Mike Cavaggioni and Perry Zheng as they chat about the Cash Flow Portal, whose goal is to connect passive investors with real-estate syndicators among many others. Leaving his job at Lyft as an engineering manager to go full-time with the Cash Flow Portal, Perry...